Do I Need a Will in NSW? A Complete Guide

Most people assume Wills are only for the elderly or the wealthy. The reality is if you're an adult in NSW with any assets, relationships, or dependents, you need a Simple Will at the very least — and the reasons might surprise you.

Who actually needs a Simple Will?

  • Anyone over 18 who owns anything (a car, savings, a home, superannuation)

  • Parents, regardless of their children's age

  • De facto couples (NSW law does not automatically protect unmarried partners the way many assume)

  • Anyone who has opinions about who should — or shouldn't — inherit from them

  • Business owners, even sole traders

What happens without a Simple Will in NSW?

If you die without a valid will in NSW, you die "intestate," and the Succession Act 2006 (NSW) dictates who inherits your estate using a fixed formula — regardless of your actual wishes, your unmarried partner's needs, or estrangements in your family.

Common myths, debunked

  • "I'm too young" — having a Simple Will isn’t about age, it’s about having anything worth protecting or anyone who depends on you.

  • "My partner will automatically get everything" — not guaranteed, especially for de facto couples or blended families.

  • "It's expensive and complicated" — a Simple Will in NSW can be done online, affordably, and mostly in under 20 minutes.

What does a Simple Will actually cover?

  • Who inherits your assets (and in what proportions)

  • Who becomes guardian of your children, if applicable

  • Who administers your estate (your executor)

  • Specific wishes (gifts, funeral preferences, etc.)

When you should update an existing will

  • After having a child

  • After marriage, divorce, or separation

  • After buying property

  • After a significant change in assets or relationships

Affordable Simple Wills in NSW

A Simple Will isn't about expecting the worst — it's about making sure the people you care about aren't left navigating a legal default system during an already difficult time. Create your Simple Affordable Will online today — most people finish in under 20 minutes.